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Cottage industry thrives on bypassing banks

Submitted by cahn on 19 July, 2009 - 4:15pm

Scott Langmack has given more than US$600,000 in unsecured loans to strangers.

"I can reliably get 12 per cent, worst case 9 per cent," said Mr Langmack, 50, a former Microsoft marketing executive who began investing in so-called peer-to-peer lending last year. "I can't find anything that gives me this kind of confidence."

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What did I say then?

What is important in communication is not what you think but what the person thinks

Submitted by cahn on 6 July, 2006 - 12:03am

How to react when speaking with a person who stutters | Stuttering Homepage

  1. You might be very tempted to finish sentences or fill in words for the person. Unless you know the person well and have his or her permission, please do not do this. Your action could be taken as demeaning. And, of course, if you guess the wrong word, the difficulties multiply.
  2. Refrain from making remarks like: "Slow down," "Take a breath," or "Relax." Such simplistic advice can be felt as patronizing and is not constructive.
  3. Maintain normal eye contact and try not to look embarrassed or alarmed. Just wait patiently and naturally until the person is finished.
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